StearnsBank StearnsLogo
Loading ...
Welcome to Stearns Bank Online Account Opening Portal. Select an option below.
Open a Personal Account
Open a Corporate Account
Stearns Bank Personal Banking Accounts
Something has gone wrong. We're investigating the issue. Thank you for your patience.
Banking Built For Today's World

Your checking and savings account options should make your life easier. Above The Norm™ accounts give you the technology and simplicity you've been looking for.

Our account holders enjoy:

  • No minimum balance
  • No opening balance requirement
  • Nationwide access to fee-free ATMs
  • Access to StearnsConnect, our online banking platform

Important Information for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Application Information
First Name
Middle Name
Last Name
Mobile/Cell Phone Number
Email
Date of Birth (MM/DD/YYYY)
Since you are under the age of 18, before account approval and finalization, Stearns Bank will be in contact with you to add a co-signer over the age of 18 for a new joint account. Final account approval is subject to Stearns Bank’s discretion.
Address (Home / Primary Residence)
Apt, Suite, Building (optional)
City
State
Zip Code
Would you like a debit card for this account?
(Only applicable for checking accounts)
Yes No

Would you like to add a beneficiary?
Beneficiary Name
Beneficiary Date of Birth
Beneficiary Phone Number
Beneficiary Relationship

By clicking 'Next', you acknowledge that you have access to, have read and accept the following: Stearns Bank N.A. Privacy Policy and Stearns Bank eConnect Disclosure .

If you require a joint or multi-party account, after you finish opening your account, please contact Stearns Bank at 888-629-8707.

Please correct the following errors in the form above.
  • First name must be provided.
  • Last name must be provided.
  • Phone number must be valid and in the format (XXX)-XXX-XXXX.
  • Email address must be in the standard format.
  • Date of Birth must be in format MM/DD/YYYY. Applicant must also be at least one year old.
  • Address must provided
  • City must be provided.
  • State must be selected.
  • Zip code must be in format XXXXX.
  • Please select whether to receive a debit card for this account or not.
  • Stearns Bank N.A. Privacy Policy and Stearns Bank eConnect Disclosure must be accepted.
  • Beneficiary name must be included.
  • Phone number must be valid and in the format (XXX)-XXX-XXXX.
  • Beneficiary date of birth must be in format MM/DD/YYYY.
  • Beneficiary relationship must be included.
We will not run a credit check.
Your SSN will only be used to verify your identity. This will not affect your credit score.
We protect your SSN.
Your SSN will not be shared without your permission, except to service your account, or as further described in our Privacy Policy.
Encrypted and secure.
Your SSN will be encrypted and transmitted to us via secure (TLS) connection.
Submit
Thank you for opening your account with us. We have collected your information and your account creation is just about complete. Now, all you need to do is fund your new account. You will be guided through this process below.
Click here to skip funding.

Your bank account ending in has a current available balance of $ .

How much of your balance would you like to deposit in your new account?

Thank you for your application!

In order to complete our review of your application, we will need to verify your identity. Please follow the instructions below.

Thank you for your application!

Upon account approval, expect an email from Stearns Bank confirming your selection and finalizing your account opening.

If you have selected to fund your new account using your existing bank details, we have put in the request with your financial institution, who will transfer the funds in accordance with their policies and procedures.

For your security, we recommend you close this browser window, especially if you are on a publicly accessible device.

For any questions, do not hesitate to reach us at 888-629-8707 or visit us at www.stearnsbank.com/customer-service.

Corporate